You might be thinking, “I finally found my dream home, now I have to make yet another decision?” Decision fatigue during the home-buying process is certainly real, but the stakes are high. It’s worth your energy and efforts to surround yourself with the very best team from start to finish.

That includes your real estate agent, attorney, lender, and yes – your title company. To make sure that dream home is yours to keep… forever, you need to ensure that it has a clean title.

Otherwise, you could face consequences – some that may not come back to bite you until years down the road. This is why choosing a title agency is yet another essential decision you’ll need to make.  

What Does a Title Company Do? 

The biggest role of a title company is to protect homeowners from risk. A title company does this for you by safeguarding you against past ownership issues or defects related to the title, as well as ensuring that the transaction is safe, secure, and accurate. 

In addition to conducting a full title search on your property to ensure there are no existing liens on the home and the property taxes are all paid in full (among checking for other title issues), title companies also offer title insurance and manage the closing process. For more on the role of title company responsibilities in Miami real estate closings, be sure to read this. 

 How to Find the Right Title Agency for You  

Choosing the right title agency in South Florida is a crucial step in the real estate transaction process. As you go about finding the right one for your needs, keep these considerations in mind: 

  • Ask for referrals: Turn to people you already trust for their insight and referrals. Your real estate agent or attorney should be well-connected to reputable title agencies in the area. 
  • Review credentials and experience in South Florida: A local title company is valuable for a smooth transaction. Review their experience and verify that they are licensed and have a good standing in the industry.
  • Consider their range of services: A full-service agency can handle various aspects of the transaction, including title searches, escrow services and closing coordination – all of which help to provide convenience and efficiency for you as a buyer.
  • Assess their communication and responsiveness: Buying a new home is stressful. You don’t want to be left in the dark at any point during the closing process. A trusted and reputable title agency will be responsive to your inquiries and keep you informed every step of the way.

 Lastly, when choosing a title company, you want a full-service firm that also has the legal expertise to back it up. At ADS Title Services, we provide title insurance, settlement services and expert guidance to ensure a smooth real estate transaction and protection for the long haul against title problems.

Our licensed title agents are backed by a national title insurance underwriter and they pride themselves on delivering exceptional service and commitment.  As you prepare to close on a new property in South Florida, get in touch with our team at ADS Title Services to learn more about title searches, title insurance, and the real estate closing process in Miami.